One platform for PayPal & more.

One partner for every risk profile.

Most providers force a choice: mainstream rails that decline anything complex, or high-risk shops that overcharge everyone. SwissPay does both. As an authorized PayPal platform partner, we place low- and medium-risk merchants on premium infrastructure at competitive rates, and get high-risk businesses approved without penalty.

Apply once

A single onboarding captures your business and risk profile, no repeated paperwork per acquirer.

We route you

Our engine matches you to the acquirer most likely to approve and price you well across PayPal and our partner network.

Go live

One API, one dashboard, settled globally, with automatic failover between rails.

Bank-grade, audited, certified end to end.

Every transaction runs through PCI DSS Level 1 infrastructure with tokenization, 3-D Secure 2, and real-time fraud scoring. SwissPay carries the certifications so your compliance burden stays light.

One API. Every acquirer.

Clean REST endpoints, idempotent requests, typed SDKs and webhooks that just work. Integrate once and choose your acquirer per request across our network, with a single, consistent API.

# You specify the acquirer on the request
curl https://api.swisspay.ai/v1/payments \
  -H "Authorization: Bearer sk_live_..." \
  -d amount=4200 \
  -d currency="eur" \
  -d acquirer="paypal" \
  -d method="card"# → processed on the acquirer you chose
{
  "id": "pay_9Fk2...",
  "status": "approved",
  "acquirer": "paypal",
  "settled": true
}

Resell SwissPay. Earn on every transaction.

ISOs, agencies and platforms: white-label our gateway, onboard merchants across every risk tier, and share revenue for the life of the account. Full portfolio dashboard and dedicated support.